USER AGREEMENT

Last update: 15th December, 2025

Welcome to Velaris. This User Agreement (the "Agreement") governs your use of Velaris, a financial technology platform that facilitates cryptocurrency deposits, enables payments using payment cards, and provides access to various financial services (the "Service" or "Services").

1. Introduction

2. Risk Disclosure

3. Account Registration and Eligibility

4. User's Rights and Duties

5. Velaris's Rights and Duties

6. Velaris Services

With Velaris you may access to various Services as follows:

7. Fees and Charges

8. Anti-Money Laundering (AML) and Know Your Customer (KYC)

9. Intellectual Property

10. Limitation of Liability

11. Termination

12. Governing Law

This Agreement shall be governed by and construed in accordance with applicable law. Any disputes arising from this Agreement shall be resolved through binding arbitration or in the courts of the applicable jurisdiction.

13. Contact Us

If you have any questions about this Agreement or our Services, please contact us through @support_bot.